An internal working group (IWG) of the Reserve Bank of India in its report has recommended that large business groups as well as NBFCs which have an asset size of ₹ 50,000 crores or more may be allowed to promote banks in India (RBI, 2020). For an economy like India which has avoided giving banking licenses to corporate and ensured that the banks in India are widely held and there is no ownership concentration in Indian Banks, the proposed recommendation of IWG is a sweeping change and naturally raising a number of questions. Large numbers of economists including the former RBI Governor Raguram Rajan and Deputy Governor Viral Acharya have raised questions about this sweeping recommendation as well as the timing (Acharya & Rajan, 2020). It is quite possible that it may prove to be either good or bad idea for Indian banking sector but only time can give the right answer. However, the practices across the world may give insight into the matter.
The Deliberation
Saturday, November 28, 2020
Monday, July 6, 2020
COVID19 and India: Till 5th July 2020

Tuesday, June 30, 2020
COVID19 and India: Till 28th June 2020

Tuesday, April 28, 2020
Fight Against Coronavirus: Observation from 27th April 2020 Data

Saturday, April 25, 2020
Is Lockdown the Only Alternative to Respond to the Coronavirus Outbreak in India?
Academicians, economists, business personalities as well as the political parties are questioning the central government’s decision to implement a nationwide blanket lockdown in response to the coronavirus pandemic. Considering the cost associated with the lockdown, questions by these personalities are not uncalled for. In this peculiar situation when India has already spent one month in a stringent lockdown, one must ask whether the lockdown is the only alternative that India has to respond to the coronavirus outbreak. To answer this question, there is need to explore as how other countries in the world are responding to this crisis which challenges every conventional ways and means.
Tuesday, March 31, 2020
COVID19 and India: Till 29th March 2020
A nationwide blanket lockdown has been implemented in India on 25th March in response to fight against coronavirus outbreak. It is expected that it would bring the growth in the numbers of cases down and improve all the other indicators. This article aims at analysing the COVID19 data (national as well as state level) on the coronavirus to understand what turns the coronavirus outbreak is taking and whether there is improvement. This article analyses the national data till 29th March 2020. In this analysis 21st March has been taken as point of reference for the purpose of analyses and comparisons.
Thursday, March 26, 2020
COVID19 and India: Till 21st March 2020

Wednesday, March 11, 2020
Coronavirus, Economy and A Fear Frenzy Behaviour

Friday, February 14, 2020
Does the Budget 2020 Provide Solution to the Woe of Agriculture?

Thursday, December 19, 2019
Divergence of Bad Loans and their Provisioning and NPA in Indian Banking System

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